Divorce

The “We Space”

The "We Space" by Rachel Alexander{4:12 minutes to read} The “we space” is what is created when two or more people are in a relationship. A couple has a different energy than each person on his own; a family has a whole dynamic greater than the sum of its parts.

Sharing a story about your day might be a different experience depending upon who you are telling. Recounting to your 15 year-old, your best friend or a work colleague will be a whole different thing. Not only might you use different language, emphasize different aspects, frame the story so it’s relatable to your audience, but your experience of being heard and being with your listener will vary.

Even a non-verbal experience, like watching the same movie, would have a whole different feel if shared with your wife as opposed to your ex-girlfriend. You are ostensibly the same, the movie is unchanged, but the experience is affected by the “we.” The difference has to do with whom you share the experience. Not only your sense of who you are while with the other, or your sense of who the other is, but all of what is created in your being together – the something between the two of you – the relatingness itself – which has its own particular quality. In fact, when couples choose to divorce, it often has to do with a deterioration of their “we space.”

“Me Space”

How we pay attention to ourselves and stay tuned-in and online with ourselves is the “me space.”

“Ooh! I’m getting a – I don’t know. I know we just walked into this restaurant, but I’m getting a weird feeling here. You know what, I’m gonna check out the menu next door.”

“You Space”

The “you space” is the other person, who is a whole kind of mystery and universe unto themselves. Often we are attracted to people who have an intricate and unique “me space,” where they are managing their own stuff in a particular way that appeals to us.

A relationship is more than the people inhabiting it. It is the relating that occurs between them. What happens when we sit down together on the sofa and engage? What is created between the two of us that is neither me nor you? We are both the players, contributors, but there’s something else. Almost like a child that is created between the two of you; without both of you it would not be there, and yet it’s neither of you. It is distinct and can, and ought, be treated as such.

The “We” of Divorce Mediation

The “we space” provides an opportunity in mediation. The “we space” is sans blame, sans judgment. Without the focus on what is who’s fault.

When we focus on what is between the two of you – two people in conflict, often in pain – we can begin to work with something much more malleable and faultless then either of you, your shortcomings or past foibles. In shifting our attention from each of you as separate entities, to the relating born of the two of you, we have an entry point for our work, and can begin to engineer something new together.

Like copilots of a ship, a Relation Ship, rather than determining who must walk the plank, we can direct our course towards the brightening horizon.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

 

Blame – Divorce’s Unfriendly Bedfellow Uncovered

Blame - Divorce’s Unfriendly Bedfellow Uncovered by Rachel Alexander{5:06 minutes to read} Let’s lift the blind on blame. If blame had a whistle blower, what would he say?

BLAME – What is it really about? I get aggravated when a news story breaks and the first minutes concern themselves with who is to blame rather than what happened and what’s being done in response.

Assigning blame is a lot of fun in murder mysteries, WhoDunnits, and so forth; however, in real life, I thought blame served next to no useful purpose whatsoever. I got to thinking about how I steer well clear of the word and concept in mediation, yet I am continually pulled towards it as if by my ill-aligned car (for which I blame my mechanic).

There is a lot wrong with blame. It usually lacks compassion, is rich in judgment, and is packed with hostility and animosity. If blame were food, it would be an organ meat.

Yet blame we do. So rather than blaming blame, I took my own advice and got curious about it.

What is the purpose of blame?

I. Order and Safety

I think blaming might serve a function by helping us organize chaos and try to make sense of a situation that challenges our concept of order, the social compact, expectation and entitlement. When terrorists attack, we first want to know who is responsible. Where did the violence come from? Who is our enemy? Is more violence coming for which we must stand at the ready? We are designed to identify danger with precision. This is derived from that primitive, survival brain that first wants to know the “threat” so it can respond and protect us accordingly.

Blame is called upon when something defies our understanding of the order of things. How do we regain a sense of control? Blame! Distinguish the incident and sort out who did wrong rather than embracing a disturbing sense of general wrongness and powerlessness – that things just happen as a result of other things that happened. That our control is often eclipsed and mostly illusory.

II. Realigning with the Other and Closing a Distance

In divorce, the injured party often wants to have a [perceived] wrong acknowledged by the wrongdoer. Assigning fault, and getting consensus on it, rebuilds a shared narrative that was ruptured by the wrongdoing. This may be necessary to help the injured party regain her footing. A marital injury often has two parts – the harm from the act itself, and then the alienation from the spouse-transgressor. Blaming can be an invitation to connect – to step into the same reality by accepting the same analysis of the situation: you cheated on me and hurt me, which ended our marriage and disadvantaged my future security. Often there is a lot of blame to go around: you punished my job loss and career change by withholding sex for the last 11 years; you rejected me – only after your wrong did mine take place.

The good news is, the more blame, the more opportunity for repair.

Blame seeks acknowledgment and consideration. When we react to blame by dismissing, diminishing or rejecting it, we tend to increase its hold. In divorce, blame seeks a process that requires the other party’s participation. It does not mean the other must accept or receive the blamer’s version of events, only make room for it as the other’s current reality and evidence of his or her current grappling to make sense of the situation. When one spouse refuses to hear the experience of the other, to try to understand how it affected her well being, it can be another injury, another abandonment. But this one is avoidable. In the controlled environment of mediation, the blame can be expressed and tolerated. Once it’s seen, invited in and regarded, it often can recede if not resolve. This benefits both parties – the blamer and blamee. Blame addressed can be blame contained. Unidentified, it bleeds into every other issue – from alimony to equitable distribution to child custody.

III. Reform Reality to Meet Expectations and Values

Blame seeks to make things fair, to equalize or restore/heal what was lost. To reorganize what has happened into an established and manageable sense of the world. The breach took something from me; how can it be restored in some way, even a symbolic way? Even when the root of the “wrong” can’t be healed (the affair was had, the savings lost), the collateral damage often can be, by first allowing space for the other to relay his experience, simply to hear it without pushing it away.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

 

Happy to Announce…

Happy to Announce ... by Rachel Alexander{3:12 minutes to read} I am pleased to announce that on June 22, 2017, I became of counsel to the firm Gruber, Colabella, Liuzza and Thompson. This is the culmination of a long relationship with the first named partners, Mark Gruber, Esq. and Chris Colabella, Esq., who have been my go-to people since I began in the field almost ten years ago. They have practiced matrimonial law for 40 and 29 years, respectively, and are not only experienced but excellent at what they do. This firm has been my first referral when clients need a review attorney or representation in litigation.

Mark Gruber is well know for teaching countless Continuing Legal Education (CLE) courses for lawyers.  Mr. Gruber, with partner Natalie Thompson, Esq., publish and lecture statewide the Family Law Practical Skills Series for ICLE.

The firm is a strong and capable one, with attorneys who are adept, client-centered, and experts in matrimonial as well as other areas of law. Their outstanding support staff is highly trained and effective. Together with the attorneys, they are able to streamline workflow and keep costs reasonable and fair for clients.

As of counsel, my focus will remain on mediation. I will continue my own practice and collaborate with Gruber, Colabella, Liuzza and Thompson if or when a case goes into the contested arena requiring trial and motion practice. Through our affiliation, my clients will be able to continue working closely with me while benefiting from the resources and breadth of experience of the firm.   

This fall 2017, my colleague, Daniel Agatino, Esq., a member of the firm, and I will be rolling out a podcast series with a goal of providing another accessible resource to our clients and the community.

With an office in Hopatcong and another by the courthouse in Newton, Gruber, Colabella, Liuzza and Thompson has been providing excellent service to the residents of Sussex County for over two decades.  As my practice area spans Essex, Union, Morris, Hunterdon, Somerset, and Middlesex Counties, our affiliation will allow us to serve a larger geographic area and increase our ability to help more people. I look forward to serving current and future clients with this expanded resource base.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

 

“Someday” and “Maybe” Numbers: The Challenge of Dividing Retirement Assets Part 3

“Someday” and “Maybe” Numbers: The Challenge of Dividing Retirement Assets Part 3 by Rachel Alexander{4:00 minutes to read} In Part 2, we discussed marital vs non-marital retirement assets and how some of those assets require an actuary or other expert to figure out the “present value” before the asset can be divided.

We now arrive here: How do folks equitably divide these assets? Particularly because the present value doesn’t actually exist in a divisible form. It’s a theoretical, projected number!

Below are some popular options:

QDRO (NJ QDRO Overview)

A court order goes to the plan administrator, directing it to divide the asset in the way set forth in the order. This method avoids any tax consequences pursuant to this division at the time it is made. When the plan participant retires, each party receives a monthly sum directly from the plan administrator, as if each had a separate pension. Once this is complete, the parties need not have contact with one another regarding distribution as the administrator manages this directly with each party.

Offset Against Other Assets

Sometimes parties chose not to divide the retirement asset at all, and instead trade its value against another asset. For example, maybe there’s $200,000 of equity in the marital home (the husband and wife each entitled to $100,000) and $200,000 present value in the pension to which each party would be entitled to $100,000. The husband might keep the pension and wife keep the marital home. Admittedly, these are different asset classes; however, part of equitable distribution is not just halving the baby but identifying workable solutions aligned with the family’s particular needs and choices at the time.

Life Insurance Policy

A bit more creative, instead of dividing the pension at the time of divorce, the parties agree that when it is in payout status, the recipient will pay a portion to the alternate payee directly, perhaps as alimony or equitable distribution, depending upon tax consequences and legal restrictions. Parties might choose this option for two reasons:

  1. The monthly amount is not discounted by the administrator, the way it would be if it was divided into two separate pensions pursuant to a QDRO.
  2. The parties avoid the costs of a QDRO, which, though not significant, can increase the costs and timetable of the divorce.

To compensate for the risk taken by the alternate payee – one of which is that the participant spouse dies before reaching the date of pension payout, forfeiting the entire pension – the participant will obtain a life insurance policy benefitting the alternate spouse in an amount that will replace the pension payments in the event of the participant’s death. Having the life insurance covering at least some of the risk is an essential part of this approach.

Conclusion

Informed decisions make for better agreements and a better night’s sleep. Knowing the values of assets, even if you ultimately wish to waive any interest you have in them, is good practice. It helps with clarity and can inform other aspects of your agreement. Divorce is laden with pitfalls that can lead to regrets, nausea and insomnia. In my opinion, taking the additional time and making the investment to learn the values of potentially significant assets can help people sidestep all three.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

“Someday” and “Maybe” Numbers: The Challenge of Dividing Retirement Assets – Part 2

“Someday” and “Maybe” Numbers - Part 2 by Rachel Alexander{4:00 minutes to read} Just because we determine a value for something does not mean we divide it! Often spouses are concerned that the mere mention of an asset puts it on the auction block and forfeits their exclusive rights to it. Not so!

Getting a comprehensive picture and value of ALL assets is an important part of creating a solid settlement agreement. An agreement should even specify assets whose separate nature is undisputed, with the other party waiving any rights, title or interest thereto. Full disclosure helps an agreement stand – stopping either party from claiming he entered into the agreement without full knowledge of the vital facts upon which he relied.

Retirement assets can be complex; difficult to understand and value. Determining the portion of an asset that is actually subject to equitable distribution is one of the intricacies parsed out below.

Marital vs Non-Marital

If the parties were married for the entire time the participant [in the retirement plan] worked and the pension plan was in effect, its whole value is marital, and the “alternate” spouse will be entitled to an equitable share. Depending on multiple factors, including the length of the marriage, this share could be as much as 50%.

Sometimes a portion of the pension was premarital.

If, for example, the plan participant worked for 5 years prior to the marriage, the portion earned during those 5 years is premarital. That means it is separate property and not subject to equitable distribution.

However, how do you determine the premarital value of the 5 years of pension? You cannot simply look at its value on the date of the marriage! Stay with me here. Because early contributions accrue interest, that interest is also separate property and needs to be valued.

So if a plan is worth $10,000 at the date of marriage, you can’t simply subtract $10,000 from the total as the nonmarital portion – you must also see what the gains on the $10,000 were for the length of the marriage until the filing of the complaint. How was the $10,000 invested? How did each of those funds perform over the 5 years? This requires analysis! The $10,000 might actually be worth $30,000. This is not visible to the naked eye.

The eye of the actuary, however, is greater than 20/20!

So, to summarize: the pre-marital portion must be qualified, backed out, and then a present value given for the marital portion. Defined benefit plans, usually pensions, are complex assets that typically require the expertise of an actuary to properly value.

What does the actuary do?

An actuary (or other expert such as a forensic accountant) must read the pension statement, annual benefits description, and Summary Plan Description (SPD) to understand the benefits. She will look at dates of birth of both parties, date of marriage, actuarial tables, life expectancy for the beneficiary and the alternate beneficiary. Then, the expert will provide a present value and, if necessary, the marital and non-marital shares of the asset.

In the final Part of this series, we will talk about some popular options that divorcing couples use to divide assets with a theoretical “present value.”

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

“Someday” and “Maybe” Numbers: The Challenge of Dividing Retirement Assets – Part 1

“Someday” and “Maybe” Numbers: The Challenge of Dividing Retirement Assets - Part 1 by Rachel Alexander{2:48 minutes to read}

“Hands off,” decries one spouse, “I worked for this, not you. Back off, you lazy sot!”

Retirement Assets

While I loathe being the bearer of what could be received as bad news: assets earned during the marriage are marital property and subject to equitable distribution. This includes assets earned directly from the efforts of just one party. This asset class includes retirement savings plans, 401(k)s, 403(b)s, and pensions (both defined contribution plans, and defined benefit plans). Often, these assets are complex and require professional valuations in order to glean their true, marital value.

One party might say: “Sure, I have a pension. It says I’ll get $1,800 every month, when I’m 62! I’m only 45 now, and can’t touch anything. Plus, what if I don’t retire? What if I lose my job or get laid off or worse? I might get nothing. How can I give you part of something I may never receive?”

This is true, however, we must widen our lens to take in the whole picture and the concept of…

Present Value

Participants usually receive pension statements that state projected monthly payments as of a certain age of retirement. In order to equitably distribute marital assets, we must calculate their “present value.” Present value means an asset’s current worth; that is, what it would have to equal today (e.g. $470,000) in order for it to produce a particular projected monthly amount (e.g. $1,800) down the road, say, in 17 years. The $470,000, not the $1,800 per month, is the amount we have to divide in a divorce.

Confusing? Yes. Particularly because we are no longer working with real numbers. We have entered the mysterious, worrisome and sometimes Escherian world of mathematical possibilities. A world of “maybe numbers” assembled from actuarial charts of life expectancy and statistical probability. To make sense of this world, we need the expertise of an actuary.

What are the actual values? What about the portion earned before the marriage or after we filed for divorce? And how do we divide these assets?

Excellent questions!! Stay tuned for Part 2!

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

Anger & Vitriol – and What to Do About Them in Divorce

Anger & Vitriol—And What To Do About Them in Divorce by Rachel Alexander{6:12 minutes to read) Yes, you’re mad as hell and you’re not gonna take it anymore! That’s what divorce is for. While it’s a normal reaction to refuse, resist and rebel against a divorce that wasn’t wanted, or make a final stand against all the inequities suffered in the marriage gone off track, this—this spot of hostility and righteous indignation—is not a place to set up camp and most certainly is not a location from which to act!

Anger and even hatred of the other spouse may result in:

  • Rigamortus of the spirit, inflexible and uncompromising behavior akin to a child holding her breath or refusing to eat supper
  • Refusal to participate in the new family structure
  • Reluctance to make compromises in the interest of the kids
  • Deliberately abstaining from actions that would soften the new circumstances and remediate the down side of the divorce
  • Staging a demonstration as to how much lack and deprivation are now a part of life due to their spouse’s bad acts or decision to divorce

When a spouse is so overtaken with anger that he enters a self-destructive state, determining that everyone, including his children, must suffer the impact of the divorce, immediate intervention is needed. When a spouse is so enraged that she will blindly set aside even her self interest in order to punish the other, help must be sought!

Divorce is not Medea.

No good comes from taking everyone down with you, nor of going down yourself.

This is where you may need to reach into that heroic portion of yourself, the part of you labeled “parent.”

Sanity First

The first intervention: acknowledgement. Intense emotions such as anger and grief overcome our abilities to reason. This is a physiological reality. Flooding emotions can sometimes have us denying what is and responding with intransigence (a “freeze” response). The first action is not to combat this, but rather to notice it, including how difficult and unwanted the feelings and circumstances are. Without this essential step—this acknowledgement of what is—change is impossible. The first task is not to cure anything, or force anything away, but simply to notice the “unwanted” that is there. Then transformation becomes not only possible but organic.

Save money: feel first. Getting on stable emotional footing, and permitting your spouse whatever time he needs to do the same, before starting the divorce process, benefits not only your wellness, but your wallet. When your emotions are somewhat calmed and contained, you can consider them while utilizing your problem-solving, solution-oriented self. You see things more as they are. You navigate complex issues and consider those involved in and affected by your choices.

When emotion has hijacked the aircraft of you, you are flying blind. And more likely to go down with the craft!

When people use the legal process to vent or act out their emotional life, they will be dissatisfied, and poor. The legal setting is not equipped to provide psychological support or help in processing difficult emotions. The legal setting is often even insufficient to handle legal matters, much less personality disorders. There are no adequate legal remedies for what Wordsworth called those “thoughts that do often lie too deep for tears.” (Ode: Intimations of Immortality from Recollections of Early Childhood). Legal remedies only reach so far, and usually not into the shaded places that most need healing. Therefore, when parties attend to themselves with good support outside of and in addition to their legal counsel, they are well served.

When clients skimp on support and their attorneys or mediators become their de facto, default confidant, soother, and emotional regulator, counsel fees can become exorbitant. It is not that attorneys don’t play many roles, dipping in and out of them in order to care for and serve their clients. It is that when clients are underserved in necessary areas, the attorneys will step up and step in, and rightly billing for their time and attention to do so.

Be here now rather than being immovable.

While making one’s point is human, it is neither necessary nor attractive. There is no way to harm your children’s parent without harming your children. And there is no way to injure your kids without hurting yourself. Whatever your wreckage, you will likely be the one repairing it. When you manage your anger, disappointment, depression, terror, you also become a better parent and example for your children as to how one manages life’s difficulties.

Your dislike of the current situation mustn’t cause you to take actions that will transmit your hostility to your children—of course they don’t deserve it, but importantly, they are unequipped to healthily manage it. Care for yourself, then take care of your divorce, in that order. In this way, you protect your kids, your assets, yourself. There are possibilities in every reordering and change. They are there, even if as yet unseen.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

The Mediator Will See You Now…

The Mediator Will See You Now... by Rachel Alexander

{4:18 minutes to read} Often, with the best intentions, clients prepare for mediation by trying to resolve as many things as possible before setting foot in my office. They think they’re doing themselves a great service, getting a running head start. However, in my experience, the opposite is true. The time to see the mediator is immediately.

I encourage people to see me first, and after that the timeline is their own. By seeing a mediator once, you have not committed yourself to a course of treatment nor boarded an express train for divorce. Au contraire! You have gathered information. Learned of options. And relieved the burden of facing complex decisions both ill-equipped and unaccompanied.

When it comes to seeing the mediator, the sooner the better.

Even one initial mediation session saves a couple time, aggravation, and money, but it should occur before they have assembled an agreement.

1. In the Midst of Crisis. When two people are struggling in their relationship, they can be like two fighters doing that thing where it looks like they are hugging each other but really aren’t. The intervention of a third party, even the presence of an unbiased person, can help people relax and become more capable of solving problems together. Getting that intervention sooner rather than later often makes the difference in how quickly things can be resolved.

2. Accurate Information. Without a full picture of the governing law, relevant issues, rights and obligations, launching into an agreement can result in attachment to bad and misinformed decisions. One of the parties typically will be fixedly committed to what was agreed, dug into something based neither in law, fact, or even the reality of their own, or their children’s, needs. It can be difficult and time consuming to loosen this grip enough so they can grasp alternatives and new information.

When you’re drowning, even an octopus may resemble a lifeline of sorts. Couples scrambling to get relief from the current discord and distress are vulnerable to glomming on to even rickety proposals, so desperate are they to glean the potential of peace.

3. Couples making all these decisions themselves and then coming into mediation and saying, “Here’s what we decided,” relegate the mediator to a position of scribe… (See The Difference Between the Mediator, the Draftsman, and Bartleby the Scrivener.) …or messenger of the bad news that what you have arrived at needs revision.

We then may have to spend a lot of time and energy explaining, unwinding, and trying to unfasten them from what they ill-fatedly committed to. This can create unhappiness when parties discover that their plan is actually unviable.

Discord can also result if one party feels misled or exploited because they find out that their agreement is actually quite unfair to them. Trust may have been compromised. It can take time to clear this bad taste from the palette.

In the first mediation session, couples are provided with a folder filled with information. If they choose to depart from mediation, they will at least do so having a framework and some tools with which to work. Clients will have several worksheets, lists of items, and guiding questions to consider.

Like going to a doctor, don’t wait until crippled with rheumatic fever. Go at the first sign of distress.

Going to a mediator sooner can help map an efficient and effective path forward.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

Sundays, Bloody Sundays

Sundays, Bloody Sundays by Rachel Alexander{4:42 minutes to read} Sundays are not known to be the bright spot of the week. Sundays, especially Sunday evenings, can be bleak for everyone, but they can be particularly difficult for the newly divorced. On Sundays, the weekend shuts its eyes, and only Monday gleams on the horizon. For most, this means a return to work or school; a putting away of our freer selves; a tucking in and straightening out in preparation for our weekday responsibilities.

My divorced and divorcing clients often note that weekends are the toughest. This is why I found the following so remarkable and hopeful.

Recently, I was mediating with a divorcing couple whose relationship was amicable and child centered. The parties, already separated, had implemented a fluid parenting plan which included coordinating their schedules so that one of them was home for the children after school. The arrangement included overlapping time and a sharing of responsibilities, such as trading off who made dinner and started with homework. Both parents parented in the children’s primary residence.

Not only did both parents see the children every day, they supported one another’s parenting efforts and considered each other’s work obligations.

While we were mapping out their shared parenting schedule, they expressed, with dread in their throats, “What about Sundays? Who is going to manage those?” Sundays were a day of scrambling to get homework done, confirming carpooling arrangements, preparing for the work week. Sundays were heavy on burden, light on joy.

How, we contemplated collectively, could we transform Sundays, or at least this family’s relationship to it?

Together, we decided that Sunday would be a transition day for custody, and that, to make the transition easier on everyone, it would be one of the nights when both parents would spend time with the kids. Then we set about structuring the day to include some order, goals, and something to look forward to. We also addressed the potential potholes of the parents having extended time together.

Here’s what we came up with:

The children would be included: If all homework is done by 5pm, they can choose the family evening activity.

Choices would include:

  • Seeing a movie of their choosing;
  • Playing board games; or
  • Cooking something together for dinner.

The value is two-fold: It incentivizes and empowers the children to take responsibility for completing their assignments before the Sunday night frenzy that parents and children often endure, and it provides the family with a structured activity which can be grounding and relaxing. Participating in a simple, defined activity together can provide an alternative to the shapeless periods that are vulnerable to dysfunctional interactions; the reopening and re-experiencing of intense, unresolved issues and emotions. A planned evening activity provides a simple format for the family to develop new dynamics. It provides a time and space to build a new normal, which can even be however loopy or normal as the family decides.

Sunday evening could actually become something to look forward to.

Simple family activities can anchor a family feeling somewhat adrift in the new living and parenting arrangements. It can make a safe place for a family feeling its way a bit in their new circumstances.

Disclaimer: This is not meant to be a global recommendation nor would this solution be responsible for every family. Each family has different wants and needs. As with all things mediation, strategies are specific to participants and their locations on their very personal processes.

However, even parents with sole custody on Sunday nights can make use of the above if they find it helpful.

Planned, enjoyable activities can change Sunday evenings from dreaded to anticipated with glee! This is an example of mediation alchemy.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305

Is There Room For Other Professionals in Mediation?

Is There Room For Other Professionals in Mediation? | Rachel Alexander{3:18 minutes to read} People going through divorce often discover they need more help than they initially imagined. Not only are they divorcing, but they now need:

  • Their own health insurance;
  • Life insurance to secure child support/alimony obligations;
  • Therapy to support the period of adjustment;
  • A real estate agent to list the home or find a new one;
  • A mortgage broker to refinance the home;
  • An actuary to value and help divide pensions and other retirement assets, and so on.

Having multiple facets of life unsettled can be overwhelming and even isolating. One can feel completely out of his depth trying to address all of these complex factors at once; at a loss as to where to begin and whom to reach out to.

Divorce can feel disenfranchising and unmooring. One antidote to this experience is receiving proper support, sometimes in the form of a team.

As a divorce mediator in NJ and NY, it’s my job to understand and anticipate not only my clients’ needs but to also identify other experts to whom I can confidently refer. Instead of merely identifying a concern and leaving the client floundering in midair, I aim to connect the client with the colleague who can help.

I believe part of my job as a mediator is to acquaint myself and build relationships with other professionals in adjunct fields. These connections extend the services I can provide and further support couples through the entire divorce process.

As an attorney and mediator training in Focus Oriented Therapy, I hope to bring substantial value to the table, but I am certainly not a forensic accountant, actuary, mortgage broker or real estate agent. Notwithstanding, should a client need an insurance agent or financial planner, part of my job is to pick up the phone and match them with the right one.

Recently, a client received news of her husband’s serious medical diagnosis. Together we identified that they would be well served to speak to an eldercare attorney who specializes in financial planning in cases where rehabilitation/nursing care might be required. Had I not deliberately networked with other specialists, I might not have known about this niche speciality, much less know an individual to whom I could refer. Sometimes an introductory phone call or email is all that’s needed. Sometimes, as in this case, I will coordinate and participate in the initial meeting.

The colleagues I partner with are competent and committed. They regard my clients with the compassion that the circumstances of divorce require and that the individuals deserve.

Rachel AlexanderRachel Alexander
Alexander Mediation Group
119 West Valley Brook Rd
Califon, NJ 07830
(908) 832-2305